Personal Accident Insurance

Why Personal Accident Insurance?


Life is uncertain & immeasurable. Accidents & uneventful incidents never ring a warning bell before they strike. Road mishaps, accidents have gone up tremendously & the victims along with their families suffer the consequences of the such unfortunate situation. Alarming statistics report about 1214 road related death that occur in India every year; this should be an eye opener on the perils an individual is exposed daily.

While minor accidents can cause temporary hurdles, major ones can lead to disability for life or even demise. With a view to providing certain relief, insurance companies have devised various policies that serve as true life savers when met with an unfortunate circumstance.

Advantages of Personal Accident Policy

Give yourself a minute to think about what will happen to your dependents if you were disabled because of an accident? There will be no monthly income, no cash inflows but expenses will continue to rise. In such case, an accident insurance policy will help you bring these expenses under control.

Additional advantages are:

  • Substantial coverage offered with low premium
  • Double indemnity for disability for mishaps occurred while traveling in public transport
  • Easy claim process
  • Highly customized plan available
  • World wide coverage
  • Can be bought for individual & family
  • Child education advantage
  • No requirement of medical tests & documentation
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